Easy steps to getting a home loan and buying your own home
Get pre-approved for a home loan before you buy
Buying a home is exciting, but getting a home loan pre-qualification is the first important step. FlexiBonds helps home buyers secure home loan pre-qualification, compare multiple bond offers and choose the home loan that best suits their budget and long-term financial goals
These five easy steps explain the complete home loan process, from pre-qualification and signing an Offer to Purchase to comparing bond offers and accepting the best home loan for your needs.
1: Getting pre-qualified for a home loan
A home loan pre-qualification gives you a clear understanding of how much you can afford before searching for a property. It also shows estate agents and sellers that you are a serious buyer.
2: Sign the offer to purchase (OTP)
Once your offer has been accepted, you sign the Offer to Purchase (OTP). This agreement allows your home loan application to begin.
3: Submit your home loan application
Gather your supporting documents while FlexiBonds manages your complete home loan application from start to finish.
4: We submit your bond application to multiple banks.
We submit your bond application to multiple South African banks, including your current bank, helping you compare interest rates and loan terms without completing multiple applications yourself.
5: Choose the best home loan for your budget
Once the banks respond, we present every home loan offer so you can compare interest rates, monthly repayments and loan terms before making your decision.
