Compare home loan offers from South Africa's leading banks, with one free application
Free. No obligation.
FlexiBonds helps first-time home buyers across South Africa get the best home loan deal. We send your application to several banks and show you their offers side by side.
Apply once. Get home loan offers from multiple banks.
Free. No obligation
Banks price home loans differently. We find out who will lend to you, at what rate, and for how much.
Three steps from application to bond approval
1. Get pre-qualified (free)
Obtaining a pre-qualification certificate confirms your credit status and helps determine the amount you can comfortably afford
2. Shop for a home you know you can afford
A home loan pre-qualification certificate provides a realistic view of what you can afford and serves as proof of your eligibility for a home loan
3. Compare bank offers and pick the best bond deal
We request quotes from several banks, including your own so you can easily compare and select the best bond deal for your needs
Free. No obligation
Why get pre-qualified before you start house hunting
- By knowing your credit score, you will understand what you can afford on a bond.
- Negotiate from a budget the bank has already backed.
- A pre-qualification certificate shows confidence to the seller when you are ready to purchase a property.
- The certificate is valid for 90 days (3 months)
Who can apply? Salaried, self-employed and first-time buyers
Whether you’re buying your first home, upgrading to a larger property or purchasing an investment property, FlexiBonds can help you compare home loan offers from leading South African banks. We assist salaried employees, self-employed applicants and first-time home buyers to find suitable home loan solutions based on their financial circumstances and borrowing goals.
Find out what you can afford
We’ll assess your credit profile and provide you with a free home loan pre-qualification certificate.
Why South African buyers use FlexiBonds
The lowest rate isn’t the only thing that matters. Fees, terms and approval odds do too. At FlexiBonds we provide guidance and support throughout the process, helping first-time home buyers compare home loan offers from leading South African banks so they can make an informed decision.
- As a bond originator, we compare offers from several banks for you.
- We handle the bank paperwork so you don’t have to.
- There is no obligation to accept an offer if it does not meet your needs.
- Save time by comparing multiple offers without submitting separate applications.
Home loan questions, answered
Have a question we haven’t answered? Send us a message
- Is a bond pre-qualification really free? Yes, there is no cost.
- Will a credit check affect my credit score? No, a credit check does not affect your credit score.
- How long does a pre-qualification take? 24 to 48 hours once your supporting documents have been submitted.
Ready to see what banks will offer you?
Free. No obligation. Reply within 24 to 48 hours of your documents.
We help first-time buyers get pre-qualified for a home loan